Legit or Scam
Tactics & schemes

Background-Check Fee Scam

Updated June 1, 2026Also called: screening fee scam, credit check job scam

A fake hiring step that makes you pay for — or log into a bogus site for — a “required” background or credit check.

The “employer” says the role is yours pending a background or credit check, then routes you to pay a fee or enter sensitive details on a look-alike screening site. The fee is stolen, or the data feeds identity theft.

Real employers cover the cost of background checks and use reputable, verifiable screening providers — they don't ask you to pay or to log in through an emailed link.

Red flags

  • Asked to pay for your own background or credit check
  • Directed to a screening “portal” via an emailed link
  • Full SSN or bank login requested to “verify” you

Deep-dive guide

Identity Theft Job Scams: When the 'Job' Is Really After Your Documents

Frequently asked questions

Do employers make candidates pay for background checks?

No. Employers pay for and initiate background checks through established providers. If you're asked to pay for your own check or enter details on an unfamiliar site, it's a scam.

Related terms

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Educational content only — not legal, financial, or security advice. Scenarios and company names are illustrative.