The misuse of your personal data — SSN, ID, bank details — to impersonate you or open accounts.
Identity theft is often the true goal of a fake job application that requests a Social Security number, ID scans, or bank details “for onboarding.” Stolen identities are used to open accounts, file fraudulent claims, or fuel further scams.
If you have shared such data, act quickly: freeze your credit, monitor accounts, and report to the FTC at IdentityTheft.gov.
Red flags
- SSN or ID requested before a genuine, signed offer
- Onboarding forms on an unverified portal
- Requests for photos of your ID early in the process
Frequently asked questions
I gave a fake employer my SSN — what now?
Move fast: place a credit freeze at all three bureaus, watch your bank and card accounts, and report at IdentityTheft.gov for a recovery plan. Consider a fraud alert and changing any exposed passwords.