Legit or Scam
Tactics & schemes

Advance-Fee Scam

Updated June 1, 2026Also called: upfront fee scam, pay-to-work scam

A scheme that requires you to pay money up front — for training, equipment, or fees — to unlock a promised job or reward.

In an advance-fee scam, the victim is asked to pay a relatively small amount now in exchange for a much larger benefit later — a job, a paycheck, or reimbursement. The promised benefit never materializes, and the fee is gone.

In employment fraud this appears as charges for a “starter kit,” background check, training materials, or software. A genuine employer bears these costs; money should always flow to you, never from you.

Red flags

  • Any requirement to pay before you can start
  • Promise of reimbursement on your first paycheck
  • Payment demanded via gift cards, crypto, or wire

Deep-dive guide

Upfront Fee & Equipment Deposit Job Scams: How They Work and How to Spot Them

Frequently asked questions

Should I ever pay to get a job?

No. Legitimate employers never require payment for training, equipment, or background checks. Being asked to pay to start work is one of the clearest signs of a scam.

Related terms

Spot it before it costs you

Legit or Scam turns terms like this into instinct. Drop into real-world offers, recruiter DMs, and texts, and see how many you can call correctly.

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Educational content only — not legal, financial, or security advice. Scenarios and company names are illustrative.