Legit or Scam
Tactics & schemes

Mystery Shopper Scam

Updated June 1, 2026Also called: secret shopper scam

A fake “mystery shopping” job that uses a bad check and gift-card “assignments” to steal money.

Victims are hired to evaluate stores or money-transfer services and sent a check to fund their first assignment. The task invariably involves buying gift cards or wiring money and reporting the codes — handing the scammer the funds — before the funding check bounces.

Real mystery-shopping work exists, but legitimate firms never pay you with a check you must partly send back.

Red flags

  • First assignment involves buying gift cards or wiring money
  • You are funded by a check before any work
  • Asked to report card numbers or transfer confirmations

Deep-dive guide

Mystery Shopper & Data-Entry Job Scams: The Classics That Still Work

Frequently asked questions

Are mystery shopper jobs real?

Legitimate mystery-shopping companies exist, but they do not send you a check and ask you to buy gift cards or wire money. Any assignment structured that way is a scam.

Related terms

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Educational content only — not legal, financial, or security advice. Scenarios and company names are illustrative.